USDT
TON
USDC
USDC
TON
USDT
Your
The Tonhub Card spend funds directly from your wallet. You keep control on it.
Your Control
Unlike banks or other services that hold your money, Tonhub uses secure technology to connect directly to your funds. You spend with the card,
but the keys and total control remain only with you.
We provide the tool, you keep the ownership
Your Total Control
Over Each Transaction
Boost security by managing your card's linked funds directly from your Ledger hardware wallet.
Ledger Secure Ready
Ledger Integration
Keep Ownership,
Stay Free
Non-Custodial Control
Your Keys, Your Funds
True ownership. Your funds stay on-chain, secured by you. We never hold or access your assets.
Your Limits, Your Rules
True Non-Custodial
Balance
Unlike others, we never use your linked funds for lending or staking or anything what you are not approval via smart contract.
Smart Contract Limits
Your Limits, Your Rules
Set custom spending limits directly on-chain. Nobody can change it, expect you.
Spending & Transfers,
Reimagined
Upfront Payment By Us
Experience truly worry-free spending. When you transact, Tonhub utilizes
its own audited reserves to pre-fund the payment.

Your linked crypto balance is only debited once the transaction is successfully confirmed by the network and merchant. Failed, pending, or declined payments? Your funds remain completely untouched. Spend with confidence.
Send SEPA/SWIFT non-custodially. Funds leave your control only after compliance approval
We front the funds for your purchase. Your funds is debited only after the charge succeeds
SEPA & SWIFT With Guarantee
Our non-custodial philosophy extends to global bank transfers. Initiate SEPA & SWIFT payments securely.

Your funds stay in your linked account until all compliance checks are passed and the transfer is successfully dispatched. This mirrors the Pay-After-Success model, ensuring you retain control until the very last moment.
Plan for the future. Your designated heirs can access funds directly on-chain
Instant Transfer Of Inheritance
True ownership means planning flexibility. By securely sharing your wallet access (seed phrase) with trusted beneficiaries, you empower them to retrieve funds associated with your card directly via the Emergency Withdrawal feature, should the need arise.

This bypasses complex legal hurdles and ensures seamless asset transfer according to your wishes, a direct benefit of non-custodial control.
Tech-Insurance
Reworked
Security Audit
By The Best
Our smart contracts
are rigorously audited by Trail of Bits
Trust through transparency. The security of our platform is paramount.

We've subjected our core smart contracts and critical infrastructure to comprehensive, independent security audits conducted by Trials of Bits, a reputable leader in blockchain security.

We invite you to review the findings.
Use Cases
Real Life
Smart & Safe Allowances
Give your child financial
freedom, safely. Set blockchain-enforced spending limits that only you control using Smart Contracts. A modern way to manage allowances while teaching responsibility.
Travel Worry-Free
Explore the world with confidence. Thanks to non-custodial control and Emergency Withdrawal, your funds remain accessible directly on-chain, even if services are down. Peace of mind, wherever you go.
Reviews
From Our Users
“The best crypto credit-card I’ve ever had. With its many easy top-up options, competitive rates and reliable support - I’d argue this is what the future of payments should look like! TonHub is now the only card I use because it just works.”
Felix
Dr. Elias
“The card is universal: works online, with apple pay in offline stores. Pleased with the limits and the feeling of reliability in purchases. Convenient recharge flow. In general, it is pleasant to spend money.”
Tatiana Lantsova
“Holders is a cool product, I use it daily through applay, for daily spending from a card linked to my wallet, I do not depend on banks, everything is cool, there are difficulties in replenishment, but we solve them)”
“For me, the service “Tonhub” fulfills 2 functions at once: safe storage of funds and convenient use of cryptocurrency for my payments in stores or, for example, for renting hotels on Booking.com. It is fast, convenient, understandable and profitable.”
Alexander
“The Holders card linked to a non-custodial wallet is a revolutionary product at the intersection of fintech and web3. As an active crypto-enthusiast, I was especially pleased to pay with the Holders card in over 10 different countries using my USDT wallet. It's very cool that products are being created that make crypto a convenient payment tool on a daily basis!”
Kevin Khanda
“The best crypto credit-card I’ve ever had. With its many easy top-up options, competitive rates and reliable support - I’d argue this is what the future of payments should look like! TonHub is now the only card I use because it just works.”
Felix
“For me, the service “Tonhub” fulfills 2 functions at once: safe storage of funds and convenient use of cryptocurrency for my payments in stores or, for example, for renting hotels on Booking.com. It is fast, convenient, understandable and profitable.”
Alexander
“Holders is a cool product, I use it daily through applay, for daily spending from a card linked to my wallet, I do not depend on banks, everything is cool, there are difficulties in replenishment, but we solve them)”
Tatiana Latsova
Kevin Khanda
“The Holders card linked to a non-custodial wallet is a revolutionary product at the intersection of fintech and web3. As an active crypto-enthusiast, I was especially pleased to pay with the Holders card in over 10 different countries using my USDT wallet. It's very cool that products are being created that make crypto a convenient payment tool on a daily basis!”
“The card is universal: works online, with apple pay in offline stores. Pleased with the limits and the feeling of reliability in purchases. Convenient recharge flow. In general, it is pleasant to spend money.”
Dr. Elias
5mln +
Already trusted
4.5+
Average app store rating
25+
Countries
How to get
Tonhub Card?
Download Tonhub
1
How to get
Tonhub Card?
Register New or Add Wallet in Tonhub
2
How to get
Tonhub Card?
Tap on Banner
Tonhub Card
3
How to get
Tonhub Card?
Verify Your identity
4
How to get
Tonhub Card?
Get your virtual card
once verified
5
Fees & Conditions
Reclaim Your Financial Frontier
Tired of banks controlling your money and your freedom? Tonhub champions true financial self-reliance. We believe in putting power back where it belongs: in your hands.
Join a community that's moving beyond the old system.
How well you
spending crypto?
spending crypto
about
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FAQ
Tonhub Card is an on-chain spending account, offering a Visa Debit Card connected to a non-custodial blockchain wallet.
Our managers are always ready to answer your questions. You can call us during the weekends and at night. Also, you can visit our office for a personal consultation.
Our company works according to the principle of individual approach to every client. This method allows us to succeed in tasks of any level.
Anyone above 18 years of age and resident of the EU can apply for Tonhub Card.
Every transaction and refund request is monitored by advanced anti-fraud and AML (Anti-Money Laundering) systems. Refunds are only issued for legitimate, verified transactions. Suspicious activities are automatically blocked to ensure your funds remain safe.
Your payment will simply be declined if your crypto balance is insufficient. Please top up your account before making a payment. Repeated failed attempts or suspicious activities may trigger additional security checks.
No. Tonhub Card requires an active internet connection to authorize payments securely. This helps us protect your account by verifying each transaction in real-time.

What is Tonhub Card?
Tonhub Card is the world’s first on-chain spending account with a Visa Debit Card linked to a non-custodial blockchain wallet.
Security Notice & Fraud Prevention
Any attempts to conduct fraudulent transactions, including false refund requests, using third-party accounts (drops), or exploiting our card services, are automatically detected.

All identified cases of fraud, scams, unauthorized refunds, or suspicious activities will be immediately flagged. We will initiate a formal investigation and report to law enforcement authorities.
Important:
Non-custodial responsibility:
Tonhub is a non-custodial service, meaning you alone control your crypto balance. Any attempts to exploit the card without proper balance funding or authorization will fail and may result in legal consequences.

We are committed to maintaining a safe financial environment for all our users. Thank you for your cooperation and vigilance.
Tonhub Card utilizes advanced security and non-custodial blockchain technology to protect our users. All transactions are permanently monitored by sophisticated anti-fraud systems.
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Services associated with virtual assets are provided by Walleexer s.r.o. (Czech Republic, identification number: 17989124), a company within the Whales Corp AG group. Whales Corp AG does not provide any regulated services.